Working Capital (WC)

For all fund based limit irrespective of size of the loan

0.25% p.a. on the entire unutilised portion if average utilisation is 60% or less.

0.25% p.a. on the entire unutilised portion if average utilisation is 60% or less.

In case of Standby Line of Credit (WC)-1% up-front fee

To be levied half yearly

To be levied half yearly

Term Loans For all term loans (Irrespective of WC limits)

1.00% for delayed draw down beyond 2 months.

1.20% for delayed draw down beyond 2 months.

•Exemptions (WC) – Limits to sick/weak  units, export credit, purchase/ discounting of bills, against bills for collection, to commercial banks/FIs/Co-op. banks/LDBs, pre-sanctioned lines of credit and standby line of credit.