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APPLICABLE TO TERM LOANS
Charges On Deposit
Personal Banking Advance
Payment Charges
Advances Related Services
Applicable to term loan
C & I,SIB & AGL Segments
Charges on Others
Commitment Charges
Inspection Charges

APPLICABLE TO TERM LOANS: Upfront fee

Term Loans above Rs.1 lac but Upto Rs. 5 crore

1.15% of loan amount

1.15% of loan amount

Term Loans above Rs.5 crores but Upto Rs. 10 crore

1.25% of loan amount

1.25% of loan amount

For schemes where refinance is obtained.

As specified by refinancing agency

As specified by refinancing agency

Equitable Mortgage (SSI & C&I only) (Not to be recovered from SBF, PER & AGL Segment Borrowers)

Per borrowing entity with FB limits of Upto Rs.10 lac : – Rs.500 per lac Above Rs.10 lac but up to Rs.5 crore: - Rs.11200/- Above Rs.5 crore – Rs.15000/-

Per borrowing entity with FB limits of Upto Rs.10 lac: – Rs.500 per lac (No Change – small borrowers have been spared from the increase) Above Rs.10 lac but up to Rs.5 crore: - Rs.15000/- Above Rs.5 crore – Rs.20000/-

• The charges are applicable for extension of mortgage for enhancement and for submission of title deeds.

• The charge specified is applicable per instance irrespective of the number of title deeds.

• The charge is applicable for extensions of equitable mortgage recorded in favour of other lenders

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Designed and Maintained by Sweta Davda, Saurashtra Gramin Bank, Head Office, Rajkot- 360 002(For & on Behalf Of Saurashtra Gramin Bank)